The New Responsibility to Secure Coverage: Frequently Asked Questions

The Patient Protection and Affordable Care Act (PPACA) includes a much-discussed requirement that people secure health insurance coverage for themselves and their children. This “individual responsibility requirement” is an essential element of the new law, which will play a vital role in increasing the number of people with health insurance and make it possible to adopt a broad range of popular insurance reforms. This document provides policymakers and advocates with a detailed explanation of why the requirement was included in the new law and how it will work.