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New Georgetown Report: Insurance Brokers’ Perspectives on Changes to Individual Health Insurance
The Affordable Care Act (ACA) ushered in a range of consumer protections designed to make it easier for individuals to obtain affordable, adequate health insurance in the individual market. In many states, however, individual market consumers have faced increasingly limited plan choices, relatively narrow provider networks, and rising unsubsidized premiums. In the past year, policy […]
What’s in the Association Health Plan Final Rule? Implications for States
On June 19, 2018, the U.S. Department of Labor released a final regulation to implement President Trump’s executive order calling for the expansion of association health plans (AHPs). The new rule raises numerous issues affecting state regulation, insurance markets, and the consumers and individuals who buy private insurance coverage. In her latest entry to the State Health & Value Strategies program’s […]
Idaho Goes Rogue: State Authorizes Sale of Health Plans that Violate the Affordable Care Act
As instructed by Governor Butch Otter’s recent executive order, the Idaho department of insurance (DOI) has published rules for new, “state-based” health plans that are exempt from many of the Affordable Care Act (ACA) protections for people with pre-existing conditions. The state’s goal appears to be to provide a cheaper alternative to Idahoans than ACA-compliant plans. They do […]
States Step Up to Protect Consumers in Wake of Cuts to ACA Cost-Sharing Reduction Payments
This post from the Center on Health Insurance Reforms originally appeared on the Commonwealth Fund blog. On October 12, President Trump announced he would discontinue reimbursements to insurance companies for Affordable Care Act (ACA) cost-sharing reduction (CSR) plans offered through the health insurance marketplace. Ending the CSR reimbursements is projected to cost insurers $8 billion […]
Trump’s Executive Order: Can Association Health Plans Accomplish What Congress Could Not?
Within days of the failure of the Graham-Cassidy legislation to repeal and replace the Affordable Care Act (ACA), President Trump announced that he would likely sign an executive order to allow individuals and small employers to purchase health insurance across state lines through associations. Senator Rand Paul (R–Ky.), among others, has pushed the idea that the Trump administration can accomplish by […]