Lawsuit Threatens Affordable Care Act Preexisting Condition Protections But Impact Will Depend on Where You Live

The Affordable Care Act (ACA) has been polarizing, but its provisions designed to help people obtain coverage regardless of health status are consistently popular. Nevertheless, ACA opponents continue to target the law’s pre-existing condition protections. On September 5, a federal district court in Texas will hear arguments in a lawsuit filed by Republican governors and attorneys general in […]

New Georgetown Report: Insurance Brokers’ Perspectives on Changes to Individual Health Insurance

The Affordable Care Act (ACA) ushered in a range of consumer protections designed to make it easier for individuals to obtain affordable, adequate health insurance in the individual market. In many states, however, individual market consumers have faced increasingly limited plan choices, relatively narrow provider networks, and rising unsubsidized premiums. In the past year, policy […]

Coverage That (Doesn’t) Count: How the Short-Term, Limited Duration Rule Could Lead to Underinsurance

Any day now, the Trump administration is expected to publish new rules that will expand access to short-term, limited duration insurance (STLDI). The proposed rule would allow STLDI plans to extend up to almost a full year, along with other changes that enable consumers to purchase STLDI as an alternative to comprehensive insurance products currently sold on the individual […]