Latest
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Early Signals Suggest a Second Year of Double-Digit Marketplace Premium Increases
It’s the start of rate review season for state insurance departments. Although most proposed premium rates for 2027 Marketplace coverage are not due to federal regulators until mid-July and will not be public until the end of July, some state regulators require insurers to submit proposed rate filings in May or June and release varying levels of…
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Emerging State Data Paint a Bleak Picture of 2026 Marketplace Enrollment
Congress’s failure to extend premium tax credit enhancements led to unprecedented net premium increases in Affordable Care Act (ACA) marketplaces in 2026. As a result, fewer people signed up for coverage during the 2026 open enrollment period, and many others “bought down” to less expensive plans that carry higher out-of-pocket costs. However, to more fully…
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The Clock is Ticking. Can Congress Prevent an Imminent Spike in Marketplace Premiums on January 1?
Congress has returned to Washington, D.C. from its Thanksgiving break, but has yet to resolve the debate on whether or how to extend enhanced premium tax credits (ePTCs) scheduled to expire on December 31. These enhanced subsidies make coverage more affordable for millions of Americans who buy plans in the Affordable Care Act (ACA) Marketplaces. The clock…