[This blog was originally posted on the Georgetown Center on Health Insurance Reforms’ CHIRBlog.] After a delayed response to the COVID-19 pandemic, the federal government has significantly picked up the pace. In the space of three weeks, Congress enacted three stimulus bills: An $8.3 billion emergency appropriations bill (March 6), the Families First Coronavirus Response Act (March […]
[This post by our partners at the Georgetown University Center on Health Insurance Reforms focuses mainly on questions about Marketplace coverage. Medicaid and CHIP provide even more affordable health coverage options to those who qualify. You can can learn more about Medicaid and CHIP coverage here.) The novel coronavirus (COVID-19) has been the cause of […]
Slowing the spread of the novel coronavirus, or COVID-19, and ensuring affected patients receive treatment requires an urgent, coordinated, and comprehensive response from the federal government and states. Efforts must include improving testing capacity, supporting providers, addressing the lack of paid sick leave, and expanding access to Medicaid for the uninsured. At the same time, policymakers […]
Most employers are implementing few, if any, changes to their health plans for the 2020 plan year. That’s not surprising – employers are generally reluctant to make big or abrupt adjustments to provider networks or cost-sharing that could cause pushback from employees. But many health care experts believe that if we’re ever to truly tackle out-of-control health care […]
On November 1, the seventh open enrollment period begins for marketplace coverage under the Affordable Care Act (ACA). We at CHIR are tracking several policy changes that could affect marketplace enrollment and plan affordability in 2020. These include: Public Charge Rule: In August 2019, the Department of Homeland Security issued a final rule that broadens the types […]
Before the Affordable Care Act (ACA) was enacted, one of the primary ways insurance companies deterred less healthy people from enrolling was to charge them into a higher premium based on their expected health risk. The ACA prohibited this practice beginning in 2014. Health insurers in the individual market can now adjust premium rates solely based […]
